You may well have heard all the buzz online about the attacks on WordPress security. Unfortunately this is no joke, and it needs to be taken very seriously, or all you've built could be hijacked or worse, lost to you.
The secure your wordpress website Codex has an outline of what permissions are okay. File and directory permissions can be changed via an FTP client or within the page from the hosting company.
No software system is resistant to vulnerabilities and bugs. Security holes will be found and guys will do their best to exploit them. Keeping your software up-to-date is a fantastic way to stave off attacks, because software vendors will fix their products once security holes are found.
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There are always going to be risks being online (or even just being alive!) And it's easy to get caught up in the fear. We put the breaks on As soon as we get caught up in the panic. This isn't a response that is fantastic. Simply take some common sense precautions forge ahead. It is going to have to be dealt with then, if something bad does happen and no amount of quaking in your boots before-hand will have helped. If nothing does, all is good and you have not made yourself sick.